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FHA Loans
FHA Loans are backed by the Federal Housing Administration and are available with lower down payments (3.5%), lower closing costs and easier credit qualifying. These lower down payments would allow you to use more of your money for home improvements. FHA loans cover Stick Built Homes, Manufactured Homes (with a foundation) that are usually more difficult to be financed, Condominiums (not available in all areas) and New Construction. Another great thing about FHA is that it allows for a lower credit score thereby opening up the possibility of home ownership to a wider variety of candidates. Since we write to true FHA standards, we can work with credit scores down into the 500’s. Contact me today to see if you qualify.
If you are interested in doing updating and construction to your existing home or a home you are interested in purchasing, then a 203(K) loan might be for you. Click herefor more information.
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