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You are here: Home/Pre Approval/ Mortgage Pre Qualify vs Pre Approval
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These sound like they should be one and the same but there is a difference when you are looking for a house.
Pre Qualify: A simple process where the buyer is asked a series of questions regarding income, monthly debt (credit cards, car payments, etc.), and a few other items. From that, we can figure out, roughly, what price home you can afford.
Pre Approval: A more in depth look at your ability to purchase a home. You will provide things like 2 months pay stubs, 2 years taxes, Social Security number, drivers license, 2 Years Residency History, 2 Years Job History, Current bank statements. With this information, we will pull your current credit report and then issue a Pre Approval that you can give to your realtor so they can begin showing you available homes in your price range.
To get Pre Qualified or Pre Approved, please Contact me Today and I’ll be happy to help with this no fee service.
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