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Are you, or someone you know, looking for a home and you have a credit score under 600? Odds are you will be or have been turned down by just about every bank around. They will tell you to come back with a better score. At Approved Mortgages, we may be able to help you or your friend get the home you want. With an FHA Loan. Yes, the banks do FHA loans also but most banks prefer to only deal with borrowers with better than a 600 (or even 620) credit score. We write to actual FHA specifications and they allow you to have a credit score down to 580 and still only put down 3%. They also allow scores between 580 – 500 with 10% down. What’s the catch? There is no catch. You still need to qualify for the loan with income, no late payments or NSF fees in your bank account and no bankruptcy within the last 4 years. But you still can qualify and get approved for a loan and buy that home you want so you can start building equity rather than keep renting. If you (or someone you know) would like to see if you qualify for an FHA Loan, please Contact Me Today and I’ll be happy to help.
Additional Conditions may apply.
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