Northern Michigan Mortgage Lender | Kirby and Angie | Arch Mortgage - North
Empowering homebuyers with local expertise and personalized guidance—so you can secure the right mortgage, stress-free, and focus on finding your dream home.
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“Working with Angie was seamless from start to finish. She made the mortgage process easy to understand, found me a great rate, and kept me in the loop the entire time. I couldn’t be happier with my new home purchase!” – John D.
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“Kirby was incredible from day one. He explained every step, found me a competitive rate, and answered all my questions along the way. I’ve never felt more confident buying a home!” – Mary G.
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⭐⭐⭐⭐⭐ “Working with Angie was seamless from start to finish. She made the mortgage process easy to understand, found me a great rate, and kept me in the loop the entire time. I couldn’t be happier with my new home purchase!” – John D. ⭐⭐⭐⭐⭐ “Kirby was incredible from day one. He explained every step, found me a competitive rate, and answered all my questions along the way. I’ve never felt more confident buying a home!” – Mary G. ⭐⭐⭐⭐⭐
✔️Match or Beat other Lenders ✔️Clear to Close in 20 Business Days or Less! ✔️Tailored Loan Options
Your Trusted Northern Michigan Mortgage TEAM | Kirby and Angie
We’re Kirby & Angie — a dedicated lending duo committed to helping you confidently navigate the mortgage journey. From first-time purchases to refinancing, our personalized approach and local expertise ensure you’ll find the right loan for your unique needs.
40+ Combined Years of Experience
Seasoned mortgage professionals with a proven track record of helping countless families achieve the dream of homeownership.
Client-First Mindset
Passionate about guiding clients through the mortgage process with a solution-focused approach, ensuring smooth and stress-free transactions.
Respected Industry Experts
Known for unwavering dedication, problem-solving skills, and an ability to navigate complex lending scenarios with ease.
Deep Mid-West Roots
Proud Ohio and Michigan natives who understand the unique needs of homeowners and are committed to serving the communities they live in.
Family-Oriented Values
A devoted husband & father, wife & mother, bringing integrity, reliability, and a personal touch to every client relationship—treating clients like family.
Passionate About Local Connections
Dedicated to building strong relationships within the community, actively engaging with local businesses, families, and organizations to foster lasting connections.
A Few of Our Top Home Loans — Click Here to View All Products
Conventional Home Loans
Often ideal for borrowers with solid credit and steady finances, conventional loans can feature competitive rates and flexible terms. However, they usually require higher credit scores and down payments, which may not suit every budget. Contact Kirby and Angie to get your application started! Click on the Apply Now Link or contact us for your Free Mortgage Consultation.
First Time Homebuyer
FHA Loans
USDA - Rural Housing
FHA and RD loans are great for buyers seeking low or zero down payment options, with more lenient credit requirements—perfect for first-timers or rural areas. On the flip side, FHA loans carry mortgage insurance premiums, and RD loans are limited by location and income qualifications. Contact Kirby and Angie to get your application started! Click on the Apply Now Link or contact us for your Free Mortgage Consultation.
VA Loans
VA loans benefit eligible veterans and service members by offering zero down payments and no private mortgage insurance, easing the path to homeownership. Their main caveat is the VA funding fee (unless exempt) and the requirement to meet specific service-related criteria. Contact Kirby and Angie to get your application started! Click on the Apply Now Link or contact us for your Free Mortgage Consultation.
About
Arch Mortgage - North
Our goal was never to be a giant.
We’ve worked at the big guns and were ready for something different. We wanted to provide an experience that was more than just an endless stack of paperwork, and months of bad communication. We knew that in order to really give our clients a personal and dynamic experience, to keep them coming back to us for years to come, we had to be small, nimble, and better than everyone else at the table.
Arch Mortgage was founded by a small group experienced Loan Officers in Northville, Michigan who wanted to bring their 20+ years experience to a more personal, swift and enjoyable mortgage process for customers. In 2020, this ethos and service was brought to Northern Michigan, and Arch Mortgage North was born. The company continues to grow, but at a managed pace to ensure that we never lose sight of the customer or the level of service we promise to provide.
We answer the phone when you call.
We collaborate to ensure the most creative, successful solutions for customers.
We get it done.
What our Clients are Saying about Us
